usalending Online Loans – usalending

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WELCOME

We’re the largest personal loan company in the United States

A trusted lender for more than 20 years Fixed rates and fixed payments Personalized services.

HOW IT WORKS

Complete our online application, Submit your loan application, along with your personal, employment, and financial information

MEET WITH YOUR LOAN SPECIALIST

If approved, a OneMain loan specialist will contact you to Verify identity, income, employment, and collateral (if applicable)

SIGN AND RECEIVE YOUR FUNDS

After you review and accept your loan terms. Sign your contract & Easy Receive your funds

Types of personal loans from usalending

Easy and fast online usalending, cash loans and more.

Personal Loan

Personal Loans provide fast and easy money solutions with loan amounts ranging from hundreds to thousands based on your state.

Business Loan

Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.

Installment Loans

Get the money you need right now. Pay it back over time.

Title Loans

Get the money you need while continuing to drive your vehicle.

Line of Credit

Get the money you need right now. Pay it back over time.

Payday Loans

Payday Loan, also known as a usalending, is a short-term loan typically due on your next payday.

HOW IT WORKS

See all below Steps for loan application

Step 1

Fill out our simple & easy online form and our specialist will contact you to Verify identity and assist you

Step 2

We match you with a lender based on their requirements and direct you Application

You’re done

Cash is directly deposited to your bank account after approval!

Proudly serving our customers

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IMPORTANT
DISCLOSURES

Please Read Carefully and Learn About USA Lenders

  1. Approval and Terms:
    • Loan approval and actual terms depend on your ability to meet our standard credit criteria, which include credit history, income, and debts, as well as the availability of collateral.
    • Loan amounts are subject to state-specific minimum or maximum size restrictions.
    • Collateral offered must meet our criteria. Active duty military personnel, their spouses, or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
    • Minimum loan amounts: CA - $3,000; GA - $1,500 for current customers and $3,100 for new customers.
  2. Remote Loan Closings:
    • Remote loan closings are available in some areas without physical branches.
    • Website authorization by the New York State Department of Financial Services is pending. Until authorization is granted, no mortgage loan applications for properties located in New York State will be accepted through this site.
    • If you are using a screen reader and experience difficulties using the website, please call +1 (888)-987-1660 for assistance.
  3. State-Specific Information:
    • California (CA): USA Lenders, LLC and USA Lenders Services, Inc., and First Finance Consumer Loan, Inc. – Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License.
    • New Hampshire (NH): USA Lenders, LLC – NMLS #1338749 and First Finance Consumer Loan, Inc. – NMLS #837953.
    • Pennsylvania (PA): USA Lenders, LLC and USA Lenders, Inc., and USA Lenders Consumer Loan, Inc. – Licensed by the Pennsylvania Department of Banking and Securities.
    • Rhode Island (RI): USA Lenders Consumer Loan, Inc., Rhode Island Licensed Lender and Licensed Small Loan Lender.

By understanding these important disclosures, you can make informed decisions when applying for a loan with USA Lenders.